thank you it shall come the president of city club is. i am delighted to introduce to you today, so when can president effective january 1, ceo of separate ink, and managed health care and insurance provider and administrators serving over 11 million customers in the united states. over the past four years and into the recent election, the issue of health care has been at the center of our nation's great policy debate and implications beyond the health care industry impacting our larger fiscal policy and important social concerns. we are fortunate to have a test today mr. broussard insights on the industry in developing policy. prior to joining humana 2011, mr. broussard, u.s. oncology. large producers and providers of health care products to major health care institutions. that background, mr. brousard brings a broad perspective on health care issues facing our country. mr. broussard holds his undergraduate degree from texas a&m and an mba from the university of houston. were very much looking forward to your comments today. thanks for b